Taxes: this important and little known box deprives you of an exemption, it is very important!

Although the tax authorities no longer provide statistics, the shortages still numbered in the millions. In fact, 3 years ago, 8 million in household taxes lost money. For good reason, they forgot to provide a flat-rate tax on income from savings.

Taxes: the item in the 2OP box

In 2019, every taxable household lost money for forgetting to check the box “2OP”. A box showing the same year. it median loss of 7 euros seems unimportant. But, for more than 1.6 million householdsthe excess payment of income tax reached 50 euros, or more.

What is the purpose of this famous 2OP box? Reject the flat tax. This is a single tax rate on interest and other savings income. Like 12.8% income tax + 17.2% of social security contributions. A tax rate introduced at the start of Macron’s first five-year term.

12.8% represented very useful flat-rate tax because it is low. But, if you don’t pay taxes, it’s dangerous. As such, we are all subject to this 12% flat tax.

The bank or insurer takes it at source, before you did not touch your interests. Do you want to leave the flat tax and claim the classic rate (0% for non-taxable persons)? In this case, you must mark box 2OP on the annual income tax return.

Significant improvements, but not enough

In 2020, PS MP Valérie Rabault took these detailed statistics from Bercy. Since then, there is no word on the forgotten box 2OP. However, the problem is not solved.

We are not talking about this, because the Directorate General of Public Finance is making improvements at the time of the declaration. Not a few improvements he made little by little to avoid oblivion. For 2 years, you have received a message at the end of the online declaration.

This is to let you know if you are interested check the 2OP box. If you have already checked this option, next year, the box is already checked. Additionally, those who forgot to mark it in 2019 were still able to claim their money. However, these improvements are not enough.

At least not completely. By cross-checking all available statistics we can come to this conclusion. Bercy no longer quantified households that forget the 2OP box. This is not the case with DGFiP, which is clear about the number of boxes checked each year.

Omission by ignorance

Questioned by MoneyVox, DGFiP gives its verdict. In fact, according to the latter, for the construction, in 2019, there were 881,000 ticked. 1.27 million boxes in 2020 and 2021, 1.55 million boxes.

We can see that there is real progress. However, this is far from the 8 million households that would have benefited from the assessment in 2019. At that time, the statement is special due to the blank income year.

This may have reduced the number of households interested in checking this box. As Bercy does not provide statistics, it remains impossible to prove. We can only estimate how many millions the number of non-taxable households forgot to check this box due to ignorance.

As a result, they lose a few euros, or even ten euros in some cases. Small illustration for understanding. As of 2020, automatic declaration makes your life easier if you have no traditional income to declare.

Today, this automatic declaration concerns more than 10 million households every year. In these 10 million households, at least 1.8 million pay flatx. This is according to statistics from DGFiP. Many of these 1.8 million households should be tax exempt.

This gives them interest in checking the 2OP box. Only, in 2020, among these 1.8 million, Only 24 households ticked the famous box. This may be due to some beneficiaries of the declaration “self” missed the mark.

Taxes: you can change course

Now that you have read this article, you are thinking that you should have checked the 2OP box. That said, remember that it is still possible to correct the situation. How? Well, all you need to do is connect to the government tax website. Once logged in, click “correct my declaration online”.

So review your declaration, because this tool is only available until mid-December. Until then, you can correct your errors and omissions, but also claim credits or other missed deductions. So did you forget to claim a tax benefit? The taxpayer, without any penalty, will do amend the amended and corrected tax notice. He will pay you.

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